Pamoja Digital Financing is your leading financial services partner committed to growing you financially. Together we build the bridge to financial freedom with a variety of innovative financial products dedicated to improving livelihoods & inspiring success in our communities.

Our Vision

To be the leading connector of financial inclusion to small holder farmers and entrepreneurs

Our Mission

To enhance the livelihoods of small holder farmers and entrepreneurs by providing innovative and efficient customer oriented financial solutions in the market.

Our Core Values


Develop new ideas to enable us be the most efficient microfinance institution in Kenya, delivering innovative and competitive financial services by using the latest technology and data analytics.


Do what is right, treat clients, partners and each other with utmost respect, honesty and uphold the highest ethical standards.

Customer Focus

Delivering process oriented and quality driven services aligned with our customer needs.


Will power to deliver first class service through best talent and continuous personal and professional development to create value to our staff, clients and shareholders.

Our Motto

Tuinue kilimo na biashara